So with, say, Minecraft; am i cooked?

AFAIK, no; keepass does NOT support passkeys. TOTP’s are still fine though.

I can’t daily drive both.

Can you have multiple duck adresses at the same time?

Wdym by “threat model” ?

I’m aware. I will use it when i finally decide to pay for even more privacy.

article has a typo. opinion discarded.

/s

There are no alternative options for me, as a free user.

What’s wrong with Proton VPN?