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Joined 1 year ago
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Cake day: April 11th, 2024

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  • I always put stuff in the same spot so I don’t have to look for it or think about where it is. Everything in my wallet has a place, everything in my pockets always goes in the same pockets, my work ID goes in the same place when not in use, my sunglasses have a spot on the counter at home, and on and on. Greatly simplifies things and reduces stress not having to think about where stuff is or might be.



  • I’ve used Wise (formerly TransferWise) for years. They have competitive exchange rates and acceptably low fees. They offer a debit card (electronic; you can see all the info/numbers in the app) that works for me for some online vendors in México (I’m US), but doesn’t work for others. Your mileage may vary depending which country you’re trying to use it in.

    I also use my capital one venture credit card as a daily driver. They have no foreign transaction fees and exchange rates are pretty close to daily spot price (and it gets 2% back on purchases everywhere).

    Another option could be Charles schwab checking account debit card (i forget the name of the actual product). It offers no foreign transaction fees on purchases and atm withdrawals and they reimburse atm fees worldwide.


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    Just thinking about Google here as I don’t use meta products, but my phone is android…